Hi All,

I have a question to all you people out there that know anything about car insurance. As we all know it is term time at the Uni and the parking in the local area has become more like a dumping ground.

I nearly had my wing mirror knocked off by a student car in my street the other day. It was only when I got into work and mentioned this to one of my workmates that the point was raised: How many of these cars have valid insurance? Correct me if I am wrong, but if students give details of where they live (for most of the year) and they tell the insurance company they park offroad every night, then that is fraud and the insurers will not pay out if any accidents happen . I look forward to any feedback or response to this issue.

Yours, Robert Fox